Opes One Advisors

Welcome to Opes One Advisors

(Licensed in the States of Oklahoma and Texas)

No matter where you live or work, Opes One Advisors is your brokerage outlet for The Guardian Life Insurance Company of America (Guardian).

In working with Guardian, you have access to a complete and competitive portfolio of Life, Disability and Multi-Life products. Guardian, a mutual company, prides itself on strength, stability and performance.

Guardian has staying power. When you compare the key financial strength indicators across companies, Guardian is on top:

* Top Tier Comdex Ranking: 98
* Top 3% in insurance company ratings and rankings*
* Best-in-class Capitalization Ratio over 5 years: 15.5%
* Surplus Growth Rate over 5 years: 4.8%

At Opes One Advisors we have a team of specialists and management personnel who are a dedicated resource to your business. We provide illustrations, policy service, case design, underwriting support, marketing material and sales ideas - all coupled with the tremendous resources of Guardian. Our firm is well equipped to work with you to build your practice.

Thank you for your business!

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* Vital Signs as of March 2013. Vital Signs, a collection of published industry research, provides financial analysis of 695 participating carriers. Of those 695 companies, only 106 are rated by all four independent rating agencies. Out of those 106 companies, only 21 have ratings equal to or better than Guardian's. And the top four mutual life insurance companies (including Guardian) are among the TOP 3% of the 695 rated insurance companies.

Financial information concerning The Guardian Life Insurance Company of America as of 12/31/12 on a statutory basis: Admitted Assets = $37.5 Billion; Liabilities = $32.8 Billion (including $28.6 Billion of Reserves); and Surplus = 4.7 Billion.

Opes One Advisors